ONLINE SECURITY TIPS
PHISHING:
Phishing, also called spoofing,is the act of attempting
to fraudulently acquire sensitive information, such as passwords and credit
card details, by masquerading as a trustworthy person or business with a real
need for such information in a seemingly official electronic notification or
message. The e-mail directs the user to visit a web site where they are asked
to update personal information, such as passwords and credit card, social
security, and bank account numbers, that the
legitimate organization already has.
Bank of Baroda sincerely
requests you to read and implement following nstructions
to protect yourself from Phishing.
1. Never respond to emails that request
personal information
At Bank Of Baroda, we would
never ask for your personal details through an email/ phone. Nor would we ask
for your password through any means, online or offline.
2.
Always check the URL and the Security Certificate.
BarodaConnect eBanking servies is hosted on secured site :
https://cbs.intl.bobibanking.com/
only. While clicking on Login button do not forget to check the URL on the
Address Bar. Also, at any point you can assure yourself of security by cross
checking the security certificate. This can be viewed by clicking on lock icon
at status bar at the bottom.
3. Avoid using cyber cafes to access your online accounts as they may
be infested with Virus,Trojans
or Spywares which might track your activity or worse,
compromise your security.
4. Keep your computer secure by Installing and continuously
updating Anti Virus software(s).
5. Keep your password top secret and
change them often.
Please do NOT disclose you
User ID and/or Passwords to any person – not even Bank staff – either Intentionally or otherwise. Periodically change your
Passwords.
How
does BarodaConnect eBanking protects you from Phishing
Bank, on their part, use
128-bit Secure Sockets Layer (SSL) encryption technology certified by Verisign to https://cbs.intl.bobibanking.com/ to encrypt the
information you send online. This ensures that the information exchanged
between your computer and the bank's web site is completely protected and all
details such as login and password remain secret. Another safety feature is the
timed logout, which means the session is automatically terminated if it's not
active for a certain period.
BRIEF ABOUT YOUR PASSWORD:
As reported, you will receive two passwords i.e. log in and transaction
password. You will have to compulsorily change the password, when you log in for
the first time. While changing the password and while subsequently using it,
please note that…
Ø
It
must be minimum 8 digit long and maximum 16 digit long.
Ø
It
must contain an alphabet (A-Z or a-z) and a number (0-9) and a special
character (@,$,#,* etc.), all the three.
Ø
It
should not contain all the letters used in your user id.
Ø
It
is case sensitive i.e. if password is in small letters use the same. If you use
capital letters, it will not work.
Ø
For
your safety, your password will be blocked, if attempt to log in fails for 5
times. (If your password is blocked (i.e. you perfectly remember your
password, but while keying in, you keyed in wrongly for 5 times and it got
locked) please submit the form to the branch for enabling the password. Your
password will be enabled and you will be able to access
Ø
While
changing the password subsequently, you can’t use any of your last 5 passwords.
Ø
if not changed in 360 days, system will force you to change the password.
However, we advise you to keep changing the passwords, at a regular interval.
Ø
if you have forgotten your user ID/ password, please submit forgot
password form (attached in the instant guide) to the branch. Bank will generate
new password, send you the same in mailer (the way in which you got your first
password) and you will be forced to change the password on your log in.
SECURITY OF YOUR PASSWORD:
Please note that your
password(s) are of utmost importance in Internet Banking. It is the only way to
identify you, by the system. Therefore, its security is very crucial and we advise you as
under…
Ø
Please
do not write these passwords anywhere,
Ø
If
you feel someone knows any of your passwords (i.e. it is compromised), please
change the password immediately.
Ø
You
should change the passwords at a regular interval (you will be forced to change
the password by the system, if you do not do so after 360 days)
Ø
Do
not share your username and password(s) to anybody, including bank staff. (Bank
does not require your user id or password at any point of time. So if you
receive any communication asking for this information, please do not send your
user id or password(s).
Ø
Do
not use name of your spouse, children etc. as a password, since they are very
easy to crack. Further, avoid using important dates (wedding anniversary, birthdays of
yourself/ spouse/ children etc.) as your password. relatives
name or date of birth or address in your password.
OTHER IMPORTANT SECURITY TIPS:
Ø
Do
not leave your computer unattended while you are accessing Internet banking
services.
Ø
Always
type full URL i.e. address of the Internet Banking website. For eg: https://cbs.intl.bobibanking.com
or add this website in your favorites. This will avoid the need for typing the
URL every time, you log in and subsequent risk of scouting. Please ensure that
https is used while logging in. ‘s’ indicates that
this is secured site. You will always see a lock at the bottom right corner of
your computer, indicating secured site. If you are not seeing this lock symbol,
check if your website address is correct.
Ø
Every
time you log in, you are shown the time when you logged in last. If you feel
that, you did not log in at the time shown, get alerted immediately. Change
your passwords, check all the transactions and ensure that nothing untoward has
taken place.
Ø
Please
ensure that antivirus on your PC is updated and thereby risk of virus attacks
can be reduced. However, anti-virus can not check for spywares.
So avoid downloading unwanted softwares from the
unreliable websites.
Ø
The
recommended browsers are
·
Internet
Explorer Version 5.5 and above
·
Netscape
Navigator Version 7.1 and above
Ø
As
and when you have finished using Internet Banking, do not forget to log out
completely. Further close the window completely, after you log out. Avoid
closing the window abruptly, on usage.
Ø
Know
your software. Malicious software (e.g., viruses, worms, Trojan horses, and spyware) often masquerades as legitimate and even useful
software. Think carefully before installing or running new software, especially
anything unsolicited.
Ø
Clear
the browser cache regularly and to clear your browser cache in case of internet
explorer
Ø
Go
to “Tools” Go to "Internet Options"
·
Select
"General"
·
Click
on "Delete Files" at "Temporary Internet files"
·
To
clear your browser cache in case of Netscape Navigator…
·
Go
to "Netscape" or "Edit"
·
Go
to "Preferences"
·
Select
or double-click on "Advanced"
·
Select
"Cache"
·
Click
on "Clear Memory Cache" and "Clear Disk Cache